They are likely not going to tell you about your defenses to the lawsuit or your protections from collection. No concern just sharing my own experience with Rausch Sturm Law Office. The BBB closed has closed 41 complaints against Rausch, Sturm, Israel, Enerson & Hornik, LLP in the past three years, with 3 closed in the past 12 months. Horrible debt collector. In that role, we have worked with our client's customers to resolve financial setbacks to get both parties back on the right track. I have spoken to them twice and they cannot validate the hospital bill in question. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs. Thats the only way that we make money. I have been unemployed since July 1st and he was our only income. RSIEH failed to provide validation of the debt before filing their case in small claims court. The fact is, it can freeze your bank account or checking account until you pay a debt. He has been repeatedly recognized as the most active consumer attorney in the country. I am going to get in touch with the Aged and Disabled Agency in my state but I stumbled on your website while online and I just had to tell you my story. I counter offered a more reasonable payment plan and they refused. Stop Rausch Sturm LLC from debt collection harassment. RSIEH is an acronym for Rausch, Sturm, Israel, Enerson, and Hornik. Stated they have been trying to reach me at my home address, and called it back to me since January ( I did not buy my house until the end of March, so they did not try to reach me at my address ) !! Misled by a collector? Call our Helpline today! F suicide. In addition, the debt is less than {$900.00}. >>Learn more: Learn more aboutstates' laws regarding statute of limitations. They ask for his work number, I refuse to give it, they say he needs to call them about a personal matter. Most of those complaints allege problems with billing and collections, although several complaints also allege problems with customer service. I am a 65 year old, disabled, Native American, woman, alone. Just like dealing with any debt collector, be prepared. Our office has defended hundreds of collection lawsuits brought by Rausch, Sturm, Israel, Enerson & Hornik, LLC. Verify that you owe the debt, that the company does not harass you, and that you have the right tools to settle your debt. Thank you for requesting your free case evaluation. Rausch Sturm is BBB accredited despite 74 Complaints (as of 06/22/2021). Rausch Sturm has been around for 40 years according to its website. Here are some of the actions that they are forbidden to do: If you believe Rausch Sturm violated your rights under the FDCPA, consult with a consumer rights attorney in your area. Use this credit dispute letter template to file a dispute about Rausch Sturm directly with any of the credit bureaus. Legally, theyll have to abide by that. I am currently being garnished for a debt thats over 10 years old, first of all can they legally do that? 1 Founded in 1997, the firm was formerly known as Rausch, Sturm, Israel, Enerson, & Hornik LLP before they shortened their name to Rausch Sturm in 2021. Use this debt verification letter template if Rausch Sturm has contacted you about a debt and you want to dispute it. Rausch, Sturm, Israel, Enerson & Hornik, LLC is a national collection law firm. I have been making payments when I can every month. states' laws regarding statute of limitations, 250 N Sunny Slope Road Suite 300 Brookfield, WI 53005, Mon-Thur 8AM - 8PM Friday 8AM - 6PM Last Saturday of the Month 8AM - 12PM. The BBB established its profile page in 2004. RSIEH argued that the violation should be excused as the result of a bona fide error, a legal term defined as an error that is unintentional and for which there are procedures in place that have been followed to a reasonable degree. False statements or representation 2023 Bills.com LLC. This Law firm has 43- Complaints on different consumers all over different states, and they have tried to work with them with a settlement with written statements which they refuse to do. I received information from Rausch and Sturm for 2 years and responded within the 30 day time period asking for verification of debt. For example, the FDCPA and the FCCPA each entitles a consumer whose rights have been violated to recover damages of up to $1,000, plus attorneys fees and court costs! Of people holding student debt, approximately 10% had student loans in collections. The only way to prevent Rausch Sturm, or RSIEH, from wreaking havoc on your credit score is to remove its account from your credit report. can it be reduced and make payments. Requesting debt validation involves asking Rausch Sturm to prove that the debt belongs to you. Home Debt Debt Collection Collection Agencies Rausch Sturm. It is my debt and I am taking responsibility for it. For example, in Arkansas credit card delinquency rate was 5%, and the median credit card debt was $407. Learn about Rausch Sturm culture, salaries, benefits, work-life balance, management, job security, and more. At Rausch Sturm LLP, we understand that bad things happen and sometimes people fall behind on their obligations. They act as agents for creditors and aggressively pursue collection and lawsuits. Timing chain failure, crankshaft and oil leaking in pistons. This is not right and seems very predatory. Tons of great salary information on Indeed.com Lets get them back. Rausch Sturm is based in Wisconsin and maintains offices across the United States according to Glassdoor . We are ranked A+ by the BBB. 2 3 What is RSIEH? If Rausch Sturm has violated your consumer rights under the FDCPA, the Florida Consumer Collection Practices Act (FCCPA), or other qualifying consumer protection laws, then YES we can! Additional consumer protection laws include theTelephone Consumer Protection Act (TCPA)and the Consumer Financial Protection Act (CFPA). I can not afford to garnished because of the budget I must live with. Let us know what you think. Its a good idea to familiarize yourself with these laws so that you can take action against Rausch Sturm if they do something illegal. They are now just Rausch Sturm, LLP. Again very broken English asking for my husbands EXWIFE! A public judgment can lead to wage garnishes, bank levies, and liens on personal property. Even if you pay off your debt to Rausch Sturm, it will remain on your credit report. Were grateful for that trust, and we wont abuse it. If you have been served with a lawsuit, do not ignore it. We know that taking financial advice from us requires a lot of trust on your part. 250 N. Sunnyslope Road Suite 300 Brookfield, WI 53005, Phone number: 866-456-3744 Website: www.rauschsturm.com. Harassed? She was 250 miles from home. If you want to enforce your rights, or recover money for violations you need to sue. Even if you think that the SOL expired, the creditor may have a different opinion on the expiration date and pursue a lawsuit against you. He also could not offer me any details except a credit card number for what he described as a BOA/Discover card ( I asked well it is a BOA or Discover because they are two totally different creditors), he told me to go look at my credit report that the number would show who the original creditor was. Whats your name? Thank you and your staff for the exceptional work you did on my behalf in dealing with a debt collector. You may see n your credit report the name of the original creditor and Rausch, Sturm, Israel, Enerson & Hornik, LLC, or RSIEH. If you click on one of those links, we get paid. Can anyone explain? He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request that all Rausch Sturm communication is via U.S. Mail. Sound off and share your experience with other visitors in the comment box below. I have health issues that prevent me from making plans for anything, much less a court trial date that was set without even asking if I could make it to court on that date. Rausch Sturm is a law firm and debt collection agency that works for companies in various industries. The state of New Mexico seized my bank account and Raush Stern is harassing me day and night. Unfortunately, most collection accounts will stay on your credit report for 7 years after your first missed payment. My Husband received no phone calls from rausch sturm .He was served papers on saturday saying he was being sued . It collects loans for original creditors, such as: Auto lenders Banks Commercial lenders Credit unions Credit card companies Student loan providers Telecommunication companies I called Rausch Sturms office to see if there was a pay off possible or payment plan I was transfered to someone other than the assigned lawyer who set up a payment plan for me she never spoke to my husband who the account is assigned to at all . The statute of limitations on most debts is between 3 and 6 years, but the exact amount of time depends on several factors, including the state you live in. This helps to prevent constant harassment or abuse and holds Rausch Sturm accountable for any agreements. Rausch Sturm Inquiry 1-3-2020 To whom it may concern: I got sick and had to leave my job. This is a federal law that prevents debt collectors from engaging in harassment or predatory behavior, such as lying to you or calling you incessantly or at unreasonable hours. The firm was established in 1997 and incorporated in 2008. I have a suspicion we may still wind up in court as we never were contacted back by the actual lawyer assigned to the case. Most accurate negative tradelines remain on your credit report for seven years from the delinquency date. This often occurs when they make agreements over the phone as its difficult for a customer to hold them accountable. Send a debt negotiation letter. As a result, it could harm your credit rather than improve it. The CFPB has complaints about collecting a debt that the consumer didnt owe, harassment and impersonating an attorney, law enforcement, or government official. According to the law, Rausch Sturm is obligated to validate the debt. Whats more, if your dispute is sent to an arbitrator, then you may give up your right to take Rausch Sturm to court. I say it time for a Class Action Suit against them and see how they like being strong armed. RSIEH is short for Rausch, Sturm, Israel, Enerson, & Hornik LLP. The types of conduct that may violate your rights include: harassing Rausch Sturm calls, misrepresentations of amounts or legal rights, the use of abusive or threatening language, and improper credit reporting. Call (800) 220-0084 Who is RSIEH? Since Rausch Sturm represents an original creditor, in most states, once the SOL expires, it can still pursue a lawsuit. and I am gonna charge over that? So I got new forms today where it shows we came into an agreement however they are asking the judge for court fees of $385 for the server and a 5% interest annually. In small claims cases, a defendant is required to attend a hearing early on called a case management conference; whereas in county court and circuit court, the defendant has 20-days to file a written response from the day the lawsuit papers are served. They had sent papers to my job about garnishment and I had no idea, i tried to call and emailed but they never contacted me. They have about 200 employees and operate in more than 33 states. If they dont respond to your dispute within 3045 days, then theyre legally obligated to remove the item in question. RSIEH, short for Rausch, Sturm, Israel, Enerson & Hornik, LLC is a debt collection agency and law firm located in Brookfield, Wisconsin. Jun 1997 - Present25 years 9 months. Read over all the documents carefully to check for any inaccurate information. I get daily robocalls from Rausch Sturm ,usually around 10 am or noon,telling me they are a debt collector and tell me to call them at a few different phone numbers..this started about 3 months ago.. ","name":"Any Settlement Agreement Should be in Writing"}]}, Call Now for a Free Case Evaluation Clearwater: (727) 538-4188 | Tampa: (813) 225-3111, 2561 Nursery Road, Ste AClearwater, FL 33764, We are a debt relief agency. I have talked with the company and they offered payments however for the full amount and for 5 years. I get various answers, never the same. They represent a variety of industries, including collecting payments for auto lenders, banks, commercial lenders, credit card companies, student loans, telecommunication providers, and utility providers. There are several ways of removing Rausch Sturm debt from your credit report, but if these approaches fail, then you should consider seeking advice from a credit repair professional. Expanding the PACER system search to Rausch Sturms prior business name, Rausch, Sturm, Israel, Enerson, & Hornik, LLC, reflects 76 cases in federal court where Rausch Sturm was listed as a defendant (as of 06/22/2021). If you work a deal make sure they remove the lawsuit from the Court before you pay, do not do their work for them and sign what they call an admission of guilt etc. Bankruptcies remain for ten years, and judgments can remain for even longer if the creditor renews them. Lots 81-82 Street C In the meantime, you are welcome to call us right away at 855-301-2100. However, they do provide many links to consumer resources, including sites with financial tools such as Credit Karma; the three national credit reporting agencies; and enforcement agencies such as the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). If your request to remove the collection account is unsuccessful, you can try to negotiate a pay-for-delete agreement. In the past 3 weeks I have received numerous letters regarding 2 accounts that Rausch Sturms office has recently obtained because the other creditors closed. Verifying the debt information can expose reporting errors, which may get you out of paying a debt entirely. I'm not disputing that I owe them money. A debt verification letter is a formal request that obligates a debt collector to provide further evidence of a debt. For starters they called my job and gave the receptionist a message that they were trying to serve me. We help people file for bankruptcy relief under the Bankruptcy Code.Copyright 2023, Ziegler Diamond Law: Debt Fighters All rights reserved. Rausch Sturm collects debts for the following types of companies: 1. I do not owe anyone ANY money,am living on SSI disability ,and have no idea why they are harassing ME.. Im reluctant to call them because there are so many scam artists out there trying to get your personal informationI feel if they had ANY legit debt to collect from me,Id be notified by mail,not by a robocall.. Weve helped more than 15,000 consumers stop harassment and recover money from debt collectors. (and I have registered on the do not call list,for all the good that did,like nothing).. If Rausch Sturm contacts you to collect a debt - validate it. I will not be able to pay rent or buy food or even get gas in our car for his job now is there ANYTHING you can help me with? But they seem very willy nilly about how they handle things .And they set up the payment plan without talking to the account holder about it seems to me they would have asked me to speak to him first about his account ???? A review would mean a lot to us and takes less than 20 seconds. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. I receive about four phone calls a week minimum, girl asked me to verify my name address birthdate and Social Security number because they have very important legal information for me. It has been accredited by the Better Business Bureau (BBB) since 2009. It is helpful if you convince them that you are in a hardship. Confidentiality Guarantee: We keep your information completely confidential and will not send you spam or sell your information. They're dedicated to guiding you toward the right path on your financial journey. Review the claim and dont assume it is correct just because they have written it. She also received the subsequent collection notice from RSIEH. Brookfield, Wisconsin. I refuse to get them said information, so they tell me that the police will show up to my house and arrest me for not responding to the time a ensitive information they have waiting for me, but refuse to tell me unless I give them answers to every security question a bank would ask. They can reach a negotiated settlement with your debt collection agency quickly. When I picked the monthly payment option they put me for the full amount not the amount it had initially in the letter which was like almost $400 less. I was making payments that I set up with Rausch and Strum. Our relationships with our affiliates may affect which products we feature on our site and where these products appear in our articles. The plaintiff sent a dispute letter to RSIEH by certified mail within the thirty-day limit. I have had thoughts of suicide. I never talked to anyone cause the number listed wasnt even thieir phone number. Portfolio R. Went after anything they could get from he r but they cant collect from her on public assistance so they garnished MY wages. While dealing with debt collectors is painful, its better to deal with them ASAP rather than procrastinate. This debt is old and is beyond the statute of limitations. Dentist put me on antibiotics and Hydrocodone. I tell them this phone does not belong to the person they are looking for and they just hang up! CAN you help me. Well, there was absolutely nothing with that number or amount on my credit report. NMLS ID# 138464 We dont have a problem paying our debt, but we have a problem with them not being professional and accurate with their information. They dismissed the plaintiffs claim that Rausch Sturm violated the WCA by maintaining the small claims suit for 53 days after the plaintiff filed a motion to dismiss; they also dismissed the plaintiffs husband as a party to the action. The strategies above can help you remove these collection accounts and get your credit score back on track. If a debt collector violates your rights under the Fair Debt Collection Practices Act or does something illegal, then you can report them to the Federal Trade Commission, the Consumer Financial Protection Bureau, or your state attorney general. We hope this template helps you achieve your goals. It is the start of the semester and I have a penny to my name. Specialists available Monday to Friday, 10AM - 8PM EST. This put us into a bad position financially Our Synchrony Account through Lowes did not have insurance in case of illness, injury, or death like our other accounts did. Rausch, Sturm, Israel, Enerson & Hornik, LLC is a national collection law firm with several satellite office in Texas. This is a collection account from probably 10 years ago that was WALMART for 1000.00, Receiving calls from someone saying their name is Tammy Stevens and they are trying to serve me judgment papers for something that they will not give any information on. I immediately (the same day) paid off the debt through a moneygram to Rausch Sturm and got confirmation that all was well.The next paycheck I received was short the garnished amount and I . "Hello! Reviews from Rausch Sturm employees about working as a Debt Collector at Rausch Sturm. 1, Founded in 1997, the firm was formerly known as Rausch, Sturm, Israel, Enerson, & Hornik LLP before they shortened their name to Rausch Sturm in 2021. For example, in a 2021 class action filed in California, the consumer Plaintiff claimed that Rausch Sturm misrepresented the legal right to file suits against that consumer in California when the attorney signing the threatening letter was not licensed to practice law in the State of California. Learn how to negotiate your debt with Rausch Sturm, Complaints and lawsuits about Rausch Sturm. Just keep in mind, they are not looking out for your best interest. To make a formal request, send Rausch Sturm a debt validation letter, preferably via certified mail. The plaintiff received the collection notice from the initial collection agency. If you send this within 30 days, they're legally obligated to respond with evidence of the debt and can't contact you until they do. A credit repair company helps customers get rid of any dings on their credit report so that they can begin rebuilding their credit. Man that answered told me I had already had judgment filed against me, I called my courts they have nothing !! And also when the consumer makes payment arrangement, Verbal over the phone with collector, 90 days of payment arrangement and sell their debt to another company to start over-collect money with no contract with another Law firm company. Here is a list of phone numbers from various Rauusch offices (262) 789-1100, (866) 883-3288 (515) 243-9006, (248) 737-4999, (952) 345-8274, (952) 345-8280, (406) 222-2020, (402) 441-4843, (702) 485-1564, (701) 293-8877, (405) 848-1775, (605) 271-2871, (325) 692-4747, (877) 215-2552. I gave them file # she left, they looked in they data and called out last 4 of my SS, and referred to me by my maiden name. Thank you for your help. Describe your legal concern or comment Briefly describe your experience Briefly describe your experience. Dated: February 17, 2023. Rausch Sturm represents banks and creditors in collection lawsuits to try and secure payment for their clients. We promise to always deliver the best financial advice that we can. You have rights under the Fair Debt Collection Practices Act that prohibit debt collectors from harassing you. They work with another company called RSEIH ( Rausch Sturm ). Don't let them harass you. They have been in business for more than 40 years.